Tri-Stat dX Reoccuring Nightmares defect revision
By Zegon Destructacon, special thanks to Ardweden, Brett, and Schneeble

Return: 1 CP/level
Relevant Stat: Mind or Soul
Relevant Attribute(s): Sixth Sense(Precognition or Postcognition), Heightened
  Senses
Relevant Defect(s): Phobia, Blind Fury, Cursed
Progression: 10% more likely to occur a night each level

Reoccuring Nightmares not only represent a bad dream, but a sequence of bad
dreams or persistant memories that keep a character from sleeping.  This defect
cannot be purchased if a character does not need to rest.  Every level
represents a 10% increase of a bad dream occuring.

During each rest period, roll a d10.  If the d10 results in a value equal to or
lower than the number of levels in Reoccuring Nightmares, the character's sleep
is bothered, disturbed, or otherwise interrupted.  In addition to the obvious
concequences of keeping roomates up and worrying those close to you, the
character isn't ready for action the next day.

Roll a d4 to determine the effect.  On a 1, the sleep only imposes a +1 penalty
to all actions that day.  On a 2, the lack of sleep also causes the character's
HP and EP regeneration values to be half that of normal until the character
gets a good rest.  On a 3, the penalty is increased by +1, and on a 4, the
character regains one half of the halved HP and EP of normal.  All these
penalties are cumulative.